When it comes to Surety Bonds at Western National, it's true that the proof is in the partnership. Our strong commitment to providing a consistent and stable Surety Bond market, coupled with excellent customer service and a common-sense underwriting approach, enable us to develop, cultivate, and maintain strong and lasting relationships with our surety partners and customers.

We offer both Contract and Commercial Surety Bonds to help businesses and individuals meet their bonding obligations. Supported by our experienced Surety staff and our cutting-edge bond-issuing system, purchasing a Surety Bond has never been quicker or easier!

Each Western National Surety Bond is backed by the same financial security and stability that has earned our company a full "A" financial strength rating from A.M. Best Co.

Contract Surety Bonds

Contract Surety Bonds are bonds that contractors may be required to obtain by either the government or the owner of a construction project. There are three different types:

• Bid Bonds – In the event a bidder will NOT enter a contract and will NOT provide the required Surety Bonds, Bid Bonds protect the Obligee
   
• Performance Bonds – If the contractor fails to perform its obligations under a contract, Performance Bonds protect the Obligee from financial losses
   
• Payment Bonds – Guarantee that the contractor will pay subcontractors, laborers, and suppliers associated with the project

Commercial Surety Bonds

Commercial Surety Bonds are bonds that the government, legislation, or other institutions require of individuals or businesses. Western National provides the following types of Commercial Surety Bonds:

• License and Permit Bonds – Required by federal, state, or municipal governments as prerequisites to engaging in certain business activities; among those parties that may require such bonds are contractors, plumbers, and electricians
   
• Public Official Bonds – Guarantee the honesty and faithful performance of those people who are elected or appointed to positions in government
   
• Business Service Bonds – Bonds that address theft by the Principal (or the Principal’s employees) while on the job
   
• Court Bonds:
   
• Fiduciary Bonds – Bonds that are required of those who administer a trust (under court supervision)
   
• Judicial Bonds – Bonds that are usually required in civil court proceedings when a litigant seeks a certain right prior to a final court decision
   
• Miscellaneous Bonds – Bonds that do not fit well under the other commercial surety bond classifications; they often support private relationships and unique business needs