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What is an Additional Insured?

You may have seen “additional insured” on your insurance documents, or perhaps you heard your agent mention the term. So, what exactly does “additional insured” mean? Read more...


What is the OSHA Crystalline Silica Rule?

The Occupational Safety and Health Administration (OSHA) has recognized crystalline silica as a serious concern in the workplace for many years. A basic component of soil, sand, granite, and many other minerals, crystalline silica is especially a concern for the construction industry and for workplaces that use industrial products containing silica. Read more...


Does My Small Business Need Cyber Liability Coverage?

It may seem like only large corporations are targeted for cyber attacks, but all businesses are at risk. In fact, 36% of all targeted attacks are directed at businesses with 250 or fewer employees, and 44% of small businesses have reported that their business has been affected by a cyber attack. Read more...


How Do I Find a Reliable Contractor After a Loss?

Have you ever heard a knock at your door after a large storm and found a contractor trying to sell you their services? These storm-chasing solicitors are fairly common, but they may not be the most reliable. While it may seem convenient to hire one of these contractors at the time, if you’re not careful, you may find yourself in a binding contract with a large cancellation fee. Read more...


What Should I Do If My Car Breaks Down?

It can be a stressful situation if your car breaks down while you’re on the road. While regular maintenance to your vehicle can help avoid serious issues, there’s no way to guarantee that your car will run as it should at all times. Read more...