OUR PRODUCTS F HOMEOWNER/CONDO UNIT OWNER/RENTER INSURANCEClick here for information on getting a quote.
Whether you're a homeowner, renter, or own a condo, Western National understands that your property — whether it be real estate, personal property, or both — is special and valuable. We believe it deserves the protection to match.
With a variety of options tailored to meet your individual circumstances, we can cover just about everything (even the kitchen sink!). Our variety of discounts can help make your premium even more affordable, and our experienced claim staff is always ready to provide the outstanding service you want and deserve. Plus, our Penalty-Free Promise® means we don't raise our policyholders' rates as the result of their claims.
Your Independent Insurance Agent can help you determine the right fit of coverages, discounts, and price. To find an agent, click here.
Western National offers a variety of homeowner forms that include many unique benefits at no additional charge, such as:
Additional Insurance - Coverage A (Dwelling)
Water Back-Up Coverage
Identity Fraud Expense Coverage
Homeowner/Renter insurance coverages vary by the limits and requirements of individual states. Western National offers the following coverages subject to those limits and requirements:
Coverage A - Residence (Homeowner)
Coverage B - Related Private Structures (Homeowner)
Coverage C - Personal Property
Coverage D - Additional Living Expenses and Loss of Rent
Coverage L - Personal Liability
Coverage M - Medical Payments to Others
Other coverages may be optional or included (depending on the program and form):
Homeowner Equipment Breakdown
Identity Fraud Expense
Jewelry, Watches, Furs
Loss Assessment Coverage
Loss Assessment - Association Deductible
Office, Professional, Private School or Studio Occupancy
Personal Property - Special Coverage
Refrigerated Food Spoilage
Replacement Cost - Residence
Replacement Cost - Personal Property
Water Damage - Sewers, Drains, and Sumps
Getting a Quote
At Western National, we believe in the benefit that Independent Insurance Agents provide to their customers. That’s why our products are sold exclusively through Independent Insurance Agents.
Benefits of choosing an Independent Insurance Agent include:
An Independent Insurance Agent represents many companies and provides you with choices for coverage and pricing.
An Independent Insurance Agent represents your interests because they are not employees of any one insurance company.
An Independent Insurance Agent is a real person you can trust to help you out when you have a question or a claim situation.
Some coverages may not be available in all states. Please contact your Independent Insurance Agent if you have questions.