BULLETIN


May 31, 2018

Western National Dwelling Property Program and Rate Revision – Eff. 7-1-2018

We recently completed a regular review of Western National’s Dwelling Property insurance program. As a result of this review, as well as feedback from agency partners like you, the following program enhancements and updates are effective July 1, 2018.

Common Loss Deductible – WN IL 07 07 18

When a policyholder has more than one policy (Dwelling Property, Homeowner, and/or Personal Auto) insured with Western National, only the single highest deductible is applicable whenever an occurrence involves more than one policy.

Limited Water Back-Up and Sump Discharge or Overflow Coverage – WN DP 19 07 18

This form has been revised to add exceptions to the 30-day waiting period provisions. The waiting period will not apply for newly purchased dwellings or if similar water back-up coverage was provided on the policyholder’s previous policy.

Exclusion – Other Structures – WN DP 33 07 18

This optional endorsement can be used to exclude designated other structures.

For complete details and underwriting guidelines, please see our Personal Lines Forms Library and our reference guide, The Advisor, by navigating to the “View Forms” and “Guides / FAQs” sections in AgentsOnline.

Rate Revision

Effective July 1, 2018, the following rate revisions will apply to all new and renewal policies.

Screenshot of rate change percentages per state as of July 1, 2018

*The actual rate impact may vary based on individual policy factors

Western National is committed to providing you with pricing, products, and exceptional service that allow you to confidently place your quality clients with a best-in-class company. Your Personal Lines Underwriting Team and Regional Agency Manager are eager to help in any way they can. Feel free to give them a call today!

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