BULLETIN
June 25, 2020
Updates to Western National’s Homeowner Program – Unmatched Siding and Roofing Damage, and Cosmetic Damage Exclusion, eff. 9/1/2020
The following revisions will be implemented in the Wisconsin Western National Homeowner program effective September 1, 2020. Conditional renewal notices will be sent to policyholders 70 days prior to the expiration of their current policy.
Reduction in Coverage - Cosmetic Damage
Cosmetic damage to metal roofs is no longer covered unless the damage impairs the ability of the roof surface to prevent water or other elements from entering the structure.
Clarification of Coverage – Matching Exclusion for Roofing and Siding Materials
Cosmetic damage to metal roofs is no longer covered unless the damage impairs the ability of the roof surface to prevent water or other elements from entering the structure.
Clarification of Coverage – Matching Exclusion for Roofing and Siding Materials
Language has been added to clarify we do not pay to replace undamaged siding or roof surfacing due to mismatch between the undamaged material and the new material used to repair/replace siding or roof surfacing that was damaged. An optional endorsement is available to provide coverage for the undamaged roof surfacing and/or siding due to mismatch. Policyholders may choose limits in $10,000 increments from $10,000 to $40,000. Click here to view the form.
If you have any questions, please contact your Personal Lines Underwriter or your Regional Agency Manager.
Thank you for your partnership with Western National Insurance.
