Does Auto Insurance Cover Vandalism to My Vehicle?
If someone vandalizes your vehicle, your auto insurance will most likely cover the damage. The damage to your vehicle would be considered a loss caused by a hazard "other than collision" and would be paid under that part of your auto policy. The "other than collision" coverage often has a lower deductible. The majority of auto policies also have full glass coverage. As a result, broken glass would be repaired without a deductible in most cases.
To learn about theft associated with vandalism, click here.