We recently informed you via an agency bulletin on June 25, 2020, that coverage for bodily injury or property damage resulting from an owned watercraft powered by one or more outboard motors is being limited to a combined maximum horsepower of 75 for all motors. Previously, the Homeowner policy included coverage for owned watercraft powered by one or more outboard motors, with no horsepower limitation. Click here to review the June 25 bulletin.
Now that Homeowner renewals have begun to generate for 9/1/2020 policies (and 35 days prior to expiration date for policies renewing after 9/1), the optional Watercraft Liability coverage endorsement for watercraft powered by outboard motors totaling more than 75 horsepower may be added. We have created a short guide that will help walk you through the steps to quote and add this coverage. Click here for the user guide.
If we are aware that a customer owns a watercraft with an outboard motor and are able to determine that the horsepower is over 75 from the description on file, we will add the liability coverage. If we are unable to determine the horsepower, we will contact you so you may reach out to the policyholder and add the coverage if needed.
If you have any questions, please contact your Personal Lines Underwriter or your Regional Agency Manager.
We’re pleased to announce that you can now quote renewals for Western National Homeowner and Personal Auto policies in AgentsOnline.
With this new function, you will be able to generate a premium quote for any changes your customer may want to consider for their policy renewal. You can access this feature once renewals have been processed in our system (about 35 days prior to the expiration of the current policy term) up to the effective date of the renewal. For more information, click here to view the Quote Renewal in AgentsOnline guide.
If you have any questions about this new feature, please contact our Customer Relationship Center at (800) 352-2772. As a reminder, you can also check out our policy forms and marketing materials online. Our searchable Personal Lines Forms Library and Marketing Materials Library allow you to quickly find and download Western National policy forms and flyers. You can access these libraries on the homepage of AgentsOnline.
