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Through June 30, 2021, written premium for our Group (not including affiliate Michigan Millers) is at $409.2 million – which puts us in a good position for the second half of the year. Our loss ratio is 54.9% (vs. goal of 54.4%), our loss adjustment expense ratio is 10.1% (vs. goal of 10.4%), and our underwriting expense ratio is 28.5% (vs. goal of 29.5%) – adding up to a combined ratio of 93.5%. Despite the continuing global pandemic, we have remained on track with a solid first six months of 2021. We look forward to continuing this success with you in the months ahead as we make progress toward our year-end goals.
Western National was once again named to the Ward's 50 Benchmark Group of top performing U.S. property-and-casualty companies. Being named to this group recognizes Western National for achieving outstanding financial results in the areas of safety, consistency, and performance over a five-year period (2016 - 2020). Inclusion in this elite group of top performing property-and-casualty insurance companies reinforces the
continued financial strength and stability of Western National Insurance Group. This achievement is made possible through your support, the support of our policyholders, and the contribution of all our outstanding employees, one relationship at a time.
Earlier this year, our Minnesota employees were invited to take part in an independent, anonymous survey, sponsored annually by the Star Tribune, that assesses drivers of the culture at Western National. Ninety percent of our employees responded, an impressive response rate! After comparing the responses from Western National employees to employees at hundreds of peer companies, Western National was named a 2021 Top Workplace in Minnesota. We are honored to receive this recognition as a distinguished workplace promoting a culture of appreciation and engagement.
