As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Burglars who break into your home may be after more than your jewelry and electronic equipment—they may also steal your identity. As you prepare to leave on vacation, it is important to protect yourself against both physical and virtual break-ins, according to the Insurance Information Institute (I.I.I.).
The following preventive measures can help to keep your home safe:
- Keep your home well lit. Mount exterior lights in your yard or on your house so that they are out of reach of would-be burglars. Put indoor lights on a timer.
- Make it time-consuming to break into your home. Dead-bolt window and door locks can slow a burglar down. You may qualify for a discount of 2% to 5% on your insurance policy for installing these devices.
- Make it noisy to break into your home. Invest in a burglar alarm. The most effective systems ring at an outside service, which alerts the police, fire or other emergency service. A sophisticated alarm system could result in insurance discounts of 15% to 20%.
- Make sure you have strong doors. Outside doors and frames should be made of metal or solid hardwood and be at least 1¾-inches thick and each door must fit its frame securely. Even the best lock will not deter a burglar if it is installed in a weak door. Garage doors also need strong locks. If you have a tool shed, keep it locked since burglars can use the tools to break into your home.
- Turn off your computer and disconnect it from the Internet. If you save personal information in your computer, make sure it is difficult to access. You do not want a hacker at work while you are on vacation.
- Keep valuables in a secure location. When possible, do not leave personal documents in your home office or desk—burglars know to look for them there. Keep important documents, expensive jewelry, and other items in a safety deposit box in a bank or other secure location.
- Have mail and packages picked up, forwarded, or held by the post office. Also, stop newspaper deliveries and ask a neighbor to pick up circulars for you.
- Leave blinds or curtains open in their usual position. This will make it appear that you are at home.
- Ask a neighbor for help. Ask a neighbor you trust to keep an eye on your home while you are away. Make arrangements for your lawn to be mowed. Only tell people you know and trust that you are going away.
Source: Insurance Information Institute
