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The Western Source logo
Icicles on eaves of house.
Common Sources of Winter Claims

Wintertime with its holidays and outdoor activities can offer a lot of fun.

Read Full ArticleCommon Sources of Winter Claims
Individual shoveling and scraping ice from driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?

This winter, it’s important to shovel and salt your sidewalk to make sure you don’t fall into a lawsuit.

Read Full ArticleIf Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Employees wearing helmets and face masks reading a tablet together.
Does My Business Need an Employee Safety Program?

The best way to avoid workplace injuries is to have a strong safety program in place.

Read Full ArticleDoes My Business Need an Employee Safety Program?
Man cleaning leaves out of the gutters of his home.
4 Steps to Winter Home Protection
Read Full Article 4 Steps to Winter Home Protection
Woman in sitting int he car tired.
5 Ways to Keep From Driving Drowsy
Read Full Article5 Ways to Keep From Driving Drowsy
Burglar breaking into car.
6 Ways to Protect Yourself Against Auto Theft
Read Full Article6 Ways to Protect Yourself Against Auto Theft
Two kds in a swimming pool.
6 Ways to Stay Safer Around Your Swimming Pool
Read Full ArticleRead full article about 6 Ways to Stay Safer Around Your Swimming Pool
Two kids holding halloween buckets of candy.
7 Tips for Safe "Trick-or-Treating"
Read Full Article7 Tips for Safe Trick-or-Treating
Person pushing snowblower.
9 Things to Remember When Using the Snow Blower
Read Full Article9 Things to Remember When Using the Snow Blower
Person cooking hamburgers on a grill.
10 Tips for Grilling Safety
Read Full Article10 Tips for Grilling Safety
Broken car windshield.
A Golf Ball Hits My Car, Who Pays?
Read Full Article A Golf Ball Hits My Car, Who Pays?
Person writing on paper.
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Injured worker laying onthe ground.
An Employee Has Been Injured at My Business. What Should I Do?
Read Full Article An Employee Has Been Injured at My Business. What Should I Do?
Contractor inspecting house foundation.
Are Your Home Limits Accurate?
Read Full Article Are Your Home Limits Accurate?
Person locking a door.
As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Read Full Article As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Row of storage lockers.
Ask Claims: Property in Storage
Read Full Article Ask Claims: Property in Storage
Mother and daughter hugging behing car.
Auto Insurance Discounts for Students
Read Full Article Auto Insurance Discounts for Students
Deer crossing the road.
Avoiding / Minimizing Deer-Related Crashes
Read Full Article Avoiding / Minimizing Deer-Related Crashes
Boat connected to frame.
Boat Towing Safety Tips
Read Full Article Boat Towing Safety Tips
...
Bonfire Safety
Read Full Article Bonfire Safety
Person sitting in a car while on cell a phone.
Buying a New Home? Consider These Insurance Factors
Read Full Article Buying a New Home? Consider These Insurance Factors
Person at car dealership desk purchasing a car.
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article Buying vs. Leasing a Car – Does It Impact My Insurance?
Picture of a summer home.
Can I Buy Renter Insurance if I’m renting a House or Condo?
Read Full Article Can I Buy Renter Insurance if I’m renting a House or Condo?
Woman looking down at her cellphone while driving.
Cellphones and Driving
Read Full Article Cellphones and Driving
Icicles on eaves of house.
Common Sources of Winter Claims
Read Full Article Common Sources of Winter Claims
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article Do Drivers of Red Cars Really Pay More for Auto Insurance?
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article Do I Need Homeowner Equipment Breakdown Coverage?
Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
Read Full Article Do I Need Personal Umbrella Insurance?
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article Do I Need Renter Insurance?
Back of young man's head, holding a cellphone at the scene of an accident.
Does a Liability Only Personal Auto Policy Provide Enough Coverage?
Read Full Article Does a Liability Only Personal Auto Policy Provide Enough Coverage?
Person reaching into a car window to grab a backpack.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article Does Auto Insurance Cover Vandalism to My Vehicle?
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article Does Installing a Home Security System Impact My Insurance?
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Three employees in jumpsuits and safety gear examining safety protocols on a tablet.
Does My Business Need an Employee Safety Program?
Read Full Article Does My Business Need an Employee Safety Program?
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article Does My Business Need Business Income and Extra Expense Coverages?
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article Does My Business Need Commercial Umbrella Insurance?
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article Does My Home Insurance Policy Cover Flood Damage?
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article Does My Renter Insurance Cover My Roommate?
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article Does My Small Business Need Cyber Liability Coverage?
Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
Read Full Article Don't Mix Alcohol with Driving
Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
Read Full Article Fair and Festival Safety
Bicyclists and vehicles on a busy city street.
5 Tips for Sharing the Road with Bicyclists
Read Full Article 5 Tips for Sharing the Road with Bicyclists
Man working on project in his home garage.
Garage Safety
Read Full Article Garage Safety
Meat being cooked over a gas grill.
Gas Grill Safety
Read Full Article Gas Grill Safety
Cooking pan engulfed in flames.
Grease Fires - What to Do When They Happen and How to Prevent Them
Read Full Article Grease Fires - What to Do When They Happen and How to Prevent Them
Woman giving daughter driving lesson.
Helping Teenage Drivers
Read Full Article Helping Teenage Drivers
Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article Holiday Driving Safety Tips
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article Holiday Light Safety
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
Read Full Article How Can I Find Out if My Vehicle is Part of a Safety Recall?
Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
Read Full Article How Can I Protect My Home During Spring Break?
Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article How Can I Protect My Workers From Heat Illness?
Man wearing a hard hat and tool belt with work vehicle in the background.
How Do I Find a Reliable Contractor After a Loss?
Read Full Article How Do I Find a Reliable Contractor After a Loss?
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article How Does a Commercial Umbrella Policy Work?
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Read Full Article How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
Read Full Article How Should I Prepare for a Loss Control Consultation Visit?
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
Read Full Article How to Check if There's Hail Damage to Your Roof
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
Read Full Article How to Prepare for a Power Outage Caused by a Storm
Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
Read Full Article How to Safely Transport a Christmas Tree
Close-up of woman working on laptop.
Identity Theft
Read Full Article Identity Theft
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article If My Equipment Is Stolen From a Job Site, Is It Covered?
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Close-up of hanging file folders labeled Insurance, Fraud, Claims, and Under Investigation, respectively.
Is Insurance Fraud Still a Problem?
Read Full Article Is Insurance Fraud Still a Problem?
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article It's About Time to Take Down Those Holiday Lights
Father buckling his baby into a carseat in the back of a vehicle.
Kids and Car Safety
Read Full Article Kids and Car Safety
Close-up of woman hugging black dog.
Let Sleeping Dogs Lie: 4 Tips for Avoiding Dog Bites
Read Full Article Let Sleeping Dogs Lie: 4 Tips for Avoiding Dog Bites
Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
Read Full Article Motorcycles and Other Vehicles: Tips for Sharing the Road
Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
Read Full Article My Parked Car Was Dented, What Should I Do?
A person holding three large hail stones in their hand.
Preparing Your Home for a Hailstorm
Read Full Article Preparing Your Home for a Hailstorm
Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
Read Full Article Preventing Slips, Trips, and Falls in the Workplace
Red bicycle locked to pole with heavy-duty black bike lock.
Protecting Your Bike From Theft
Read Full Article Protecting Your Bike From Theft
Close-up of deployed airbags.
Reduce Your Air Bag Risk
Read Full Article Reduce Your Air Bag Risk
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Read Full Article Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
Read Full Article Slippery Leaves & More: Quick Tips on Fall Driving
A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
Read Full Article Snowmobile Safety
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article Social Hosting & Liquor Liability
Sun-lit playground equiptment.
Staying Safe While Having Fun: Playground Safety Tips
Read Full Article Staying Safe While Having Fun: Playground Safety Tips
Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Read Full Article Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article Summer Parties and Social Host Liability
Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
Read Full Article Thinking About Buying a New Bicycle?
View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
Read Full Article Time to Replace Your Windshield Wipers?
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article Tips for Deicing Your Driveway
A group of young men in flannel shirts near a tent, grilling
Tips for Safe Tailgating at the Game
Read Full Article Tips for Safe Tailgating at the Game
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article Tips to Prevent Chimney Fires
House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
Read Full Article Top 10 Ways to Protect Your Home From Wildfire
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article Turkey Fryer Safety Tips
An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
Read Full Article What Does It Mean to Bind an Insurance Policy?
Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
Read Full Article What Does No-Fault Insurance Mean?
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article What Does Uninsured Motorist and Underinsured Motorist Mean?
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article What is an Additional Insured?
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article What is Cyber Liability Insurance?
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article What is Employee Benefits Liability Coverage?
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article What is Loss Control?
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article What is "Replacement Cost"?
Family of three standing in front of two-story home.
What is Radon and Should I Test My Home for it?
Read Full Article What is Radon and Should I Test My Home for it?/span>
Soapy water being pushed across a floor with with a wet broom.
What is "Sewer Backup"?
Read Full Article What is "Sewer Backup"?
Two people shaking hands in front of a construction site.
What Is Surety?
Read Full Article What Is Surety?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Person using a circular saw to cut stone-link material with a cloud of white dust.
What is the OSHA Crystalline Silica Rule?
Read Full Article What is the OSHA Crystalline Silica Rule?
Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
Read Full Article What is The Polar Vortex and How Do I Prepare My Home For It?
Construction worker in a yellow hard hat.
What is Workers’ Compensation?
Read Full Article What is Workers’ Compensation?
Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Read Full Article What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
Read Full Article What Should I Do If My Car Breaks Down?
Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
Read Full Article What Should I Do If My Windshield Gets Chipped?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
Read Full Article What to Do if You're in an Auto Accident
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article What's an Ice Dam?
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article When Should I Replace My Holiday Lights?
Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
Read Full Article Why Choose an Independent Insurance Agent?
Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Read Full Article Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
Read Full Article Winter Driving and Survival Tips
Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
Read Full Article Winter Weather: How to Stay in Control Behind the Wheel
Teen boy driving car with father in passenger seat.
Young Drivers and Car Ownership: What You Need to Know
Read Full Article Young Drivers and Car Ownership: What You Need to Know
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article A Golf Ball Hits My Car, Who Pays?
...
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Are Your Home Limits Accurate?
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Ask Claims: Property in Storage
Read Full Article Ask Claims: Property in Storage
...
Buying a New Home? Consider These Insurance Factors
Read Full Article Buying a New Home? Consider These Insurance Factors
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article Buying vs. Leasing a Car – Does It Impact My Insurance?
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article Do Drivers of Red Cars Really Pay More for Auto Insurance?
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article Do I Need Homeowner Equipment Breakdown Coverage?
Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
Read Full Article Do I Need Personal Umbrella Insurance?
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article Do I Need Renter Insurance?
Person reaching into a car window to grab a backpack.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article Does Auto Insurance Cover Vandalism to My Vehicle?
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article Does Installing a Home Security System Impact My Insurance?
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article Does My Business Need Business Income and Extra Expense Coverages?
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article Does My Business Need Commercial Umbrella Insurance?
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article Does My Home Insurance Policy Cover Flood Damage?
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article Does My Renter Insurance Cover My Roommate?
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article Does My Small Business Need Cyber Liability Coverage?
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article How Does a Commercial Umbrella Policy Work?
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article If My Equipment Is Stolen From a Job Site, Is It Covered?
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Close-up of hanging file folders labeled Insurance, Fraud, Claims, and Under Investigation, respectively.
Is Insurance Fraud Still a Problem?
Read Full Article Is Insurance Fraud Still a Problem?
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article Social Hosting & Liquor Liability
An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
Read Full Article What Does It Mean to Bind an Insurance Policy?
Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
Read Full Article What Does No-Fault Insurance Mean?
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article What Does Uninsured Motorist and Underinsured Motorist Mean?
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article What is an Additional Insured?
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article What is Cyber Liability Insurance?
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article What is Employee Benefits Liability Coverage?
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article What is Loss Control?
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article What is "Replacement Cost"?
Two people shaking hands in front of a construction site.
What Is Surety?
Read Full Article What Is Surety?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Construction worker in a yellow hard hat.
What is Workers’ Compensation?
Read Full Article What is Workers’ Compensation?
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article When Should I Replace My Holiday Lights?
Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
Read Full Article Why Choose an Independent Insurance Agent?
Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Read Full Article Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
...
4 Steps to Winter Home Protection
4 Steps to Winter Home Protection
...
6 Ways to Stay Safer Around Your Swimming Pool
Read Full Article Read full article about 6 Ways to Stay Safer Around Your Swimming Pool
...
9 Things to Remember When Using the Snow Blower
Read Full Article 9 Things to Remember When Using the Snow Blower
...
10 Tips for Grilling Safety
Read Full Article10 Tips for Grilling Safety
...
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Are Your Home Limits Accurate?
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Ask Claims: Property in Storage
Read Full Article Ask Claims: Property in Storage
...
Bonfire Safety
Read Full Article Bonfire Safety
...
Buying a New Home? Consider These Insurance Factors
Read Full Article Buying a New Home? Consider These Insurance Factors
...
Can I Buy Renter Insurance if I’m renting a House or Condo?
Read Full Article Can I Buy Renter Insurance if I’m renting a House or Condo?
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article Do I Need Homeowner Equipment Breakdown Coverage?
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article Do I Need Renter Insurance?
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article Does Installing a Home Security System Impact My Insurance?
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article Does My Home Insurance Policy Cover Flood Damage?
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article Does My Renter Insurance Cover My Roommate?
Man working on project in his home garage.
Garage Safety
Read Full Article Garage Safety
Meat being cooked over a gas grill.
Gas Grill Safety
Read Full Article Gas Grill Safety
Cooking pan engulfed in flames.
Grease Fires - What to Do When They Happen and How to Prevent Them
Read Full Article Grease Fires - What to Do When They Happen and How to Prevent Them
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article Holiday Light Safety
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
Read Full Article How Can I Protect My Home During Spring Break?
Man wearing a hard hat and tool belt with work vehicle in the background.
How Do I Find a Reliable Contractor After a Loss?
Read Full Article How Do I Find a Reliable Contractor After a Loss?
Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Read Full Article How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
Read Full Article How to Check if There's Hail Damage to Your Roof
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
Read Full Article How to Prepare for a Power Outage Caused by a Storm
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article It's About Time to Take Down Those Holiday Lights
Red bicycle locked to pole with heavy-duty black bike lock.
Protecting Your Bike From Theft
Read Full Article Protecting Your Bike From Theft
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article Social Hosting & Liquor Liability
Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Read Full Article Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article Summer Parties and Social Host Liability
Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
Read Full Article Thinking About Buying a New Bicycle?
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article Tips for Deicing Your Driveway
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article Tips to Prevent Chimney Fires
House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
Read Full Article Top 10 Ways to Protect Your Home From Wildfire
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article Turkey Fryer Safety Tips
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article What is "Replacement Cost"?
Family of three standing in front of two-story home.
What is Radon and Should I Test My Home for it?
Read Full Article What is Radon and Should I Test My Home for it?
Soapy water being pushed across a floor with with a wet broom.
What is "Sewer Backup"?
Read Full Article What is "Sewer Backup"?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
Read Full Article What is The Polar Vortex and How Do I Prepare My Home For It?
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article What's an Ice Dam?
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article When Should I Replace My Holiday Lights?
...
5 Ways to Keep From Driving Drowsy
Read Full Article 5 Ways to Keep From Driving Drowsy
...
6 Ways to Protect Yourself Against Auto Theft
Read Full Article 6 Ways to Protect Yourself Against Auto Theft
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article A Golf Ball Hits My Car, Who Pays?
...
Auto Insurance Discounts for Students
Read Full Article Auto Insurance Discounts for Students
...
Avoiding / Minimizing Deer-Related Crashes
Read Full Article Avoiding / Minimizing Deer-Related Crashes
...
Boat Towing Safety Tips
Read Full Article Boat Towing Safety Tips
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article Buying vs. Leasing a Car – Does It Impact My Insurance?
Woman looking down at her cellphone while driving.
Cellphones and Driving
Read Full Article Cellphones and Driving
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article Do Drivers of Red Cars Really Pay More for Auto Insurance?
Person reaching into a car window to grab a backpack.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article Does Auto Insurance Cover Vandalism to My Vehicle?
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
Read Full Article Don't Mix Alcohol with Driving
Bicyclists and vehicles on a busy city street.
5 Tips for Sharing the Road with Bicyclists
Read Full Article 5 Tips for Sharing the Road with Bicyclists
Woman giving daughter driving lesson.
Helping Teenage Drivers
Read Full Article Helping Teenage Drivers
Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article Holiday Driving Safety Tips
A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
Read Full Article How Can I Find Out if My Vehicle is Part of a Safety Recall?
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article How Does the Type of Vehicle I Drive Affect My Insurance Rate?
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
Read Full Article How to Safely Transport a Christmas Tree
Father buckling his baby into a carseat in the back of a vehicle.
Kids and Car Safety
Read Full Article Kids and Car Safety
Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
Read Full Article Motorcycles and Other Vehicles: Tips for Sharing the Road
Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
Read Full Article My Parked Car Was Dented, What Should I Do?
Close-up of deployed airbags.
Reduce Your Air Bag Risk
Read Full Article Reduce Your Air Bag Risk
Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Read Full Article Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
Read Full Article Slippery Leaves & More: Quick Tips on Fall Driving
A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
Read Full Article Snowmobile Safety
View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
Read Full Article Time to Replace Your Windshield Wipers?
Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
Read Full Article What Does No-Fault Insurance Mean?
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article What Does Uninsured Motorist and Underinsured Motorist Mean?
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Read Full Article What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
Read Full Article What Should I Do If My Car Breaks Down?
Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
Read Full Article What Should I Do If My Windshield Gets Chipped?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
Read Full Article What to Do if You're in an Auto Accident
Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Read Full Article Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
Read Full Article Winter Driving and Survival Tips
Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
Read Full Article Winter Weather: How to Stay in Control Behind the Wheel
...
An Employee Has Been Injured at My Business. What Should I Do?
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Three employees in jumpsuits and safety gear examining safety protocols on a tablet.
Does My Business Need an Employee Safety Program?
Read Full Article Does My Business Need an Employee Safety Program?
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article Does My Business Need Business Income and Extra Expense Coverages?
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article Does My Business Need Commercial Umbrella Insurance?
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article Does My Small Business Need Cyber Liability Coverage?
Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article How Can I Protect My Workers From Heat Illness?
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article How Does a Commercial Umbrella Policy Work?
Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
Read Full Article How Should I Prepare for a Loss Control Consultation Visit?
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article If My Equipment Is Stolen From a Job Site, Is It Covered?
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
Read Full Article Preventing Slips, Trips, and Falls in the Workplace
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article What is an Additional Insured?
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article What is Employee Benefits Liability Coverage?
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article What is Loss Control?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article Does My Small Business Need Cyber Liability Coverage?
Close-up of woman working on laptop.
Identity Theft
Read Full Article Identity Theft
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article What is Cyber Liability Insurance?
...
4 Steps to Winter Home Protection
Read Full Article 4 Steps to Winter Home Protection
...
6 Ways to Stay Safer Around Your Swimming Pool
Read Full Article Read full article about 6 Ways to Stay Safer Around Your Swimming Pool
...
7 Tips for Safe "Trick-or-Treating"
Read Full Article 7 Tips for Safe "Trick-or-Treating"
...
9 Things to Remember When Using the Snow Blower
Read Full Article 9 Things to Remember When Using the Snow Blower
...
10 Tips for Grilling Safety
Read Full Article10 Tips for Grilling Safety
...
Avoiding / Minimizing Deer-Related Crashes
Read Full Article Avoiding / Minimizing Deer-Related Crashes
...
Boat Towing Safety Tips
Read Full Article Boat Towing Safety Tips
...
Bonfire Safety
Read Full Article Bonfire Safety
Icicles on eaves of house.
Common Sources of Winter Claims
Read Full Article Common Sources of Winter Claims
Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
Read Full Article Fair and Festival Safety
Meat being cooked over a gas grill.
Gas Grill Safety
Read Full Article Gas Grill Safety
Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article Holiday Driving Safety Tips
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article Holiday Light Safety
Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
Read Full Article How Can I Protect My Home During Spring Break?
Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article How Can I Protect My Workers From Heat Illness?
Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
Read Full Article How to Safely Transport a Christmas Tree
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article It's About Time to Take Down Those Holiday Lights
A person holding three large hail stones in their hand.
Preparing Your Home for a Hailstorm
Read Full Article Preparing Your Home for a Hailstorm
Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
Read Full Article Slippery Leaves & More: Quick Tips on Fall Driving
A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
Read Full Article Snowmobile Safety
Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Read Full Article Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article Summer Parties and Social Host Liability
Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
Read Full Article Thinking About Buying a New Bicycle?
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article Tips for Deicing Your Driveway
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article Tips to Prevent Chimney Fires
House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
Read Full Article Top 10 Ways to Protect Your Home From Wildfire
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article Turkey Fryer Safety Tips
Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
Read Full Article What is The Polar Vortex and How Do I Prepare My Home For It?
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article What's an Ice Dam?
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article When Should I Replace My Holiday Lights?
Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
Read Full Article Winter Driving and Survival Tips
Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
Read Full Article Winter Weather: How to Stay in Control Behind the Wheel
...
6 Ways to Protect Yourself Against Auto Theft
Read Full Article 6 Ways to Protect Yourself Against Auto Theft
...
10 Tips for Grilling Safety
Read Full Article10 Tips for Grilling Safety
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article A Golf Ball Hits My Car, Who Pays?
...
An Employee Has Been Injured at My Business. What Should I Do?
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Are Your Home Limits Accurate?
Read Full Article An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
...
Ask Claims: Property in Storage
Read Full Article Ask Claims: Property in Storage
...
Auto Insurance Discounts for Students
Read Full Article Auto Insurance Discounts for Students
...
Boat Towing Safety Tips
Read Full Article Boat Towing Safety Tips
...
Bonfire Safety
Read Full Article Bonfire Safety
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article Buying vs. Leasing a Car – Does It Impact My Insurance?
...
Can I Buy Renter Insurance if I’m renting a House or Condo?
Read Full Article Can I Buy Renter Insurance if I’m renting a House or Condo?
Icicles on eaves of house.
Common Sources of Winter Claims
Read Full Article Common Sources of Winter Claims
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article Do I Need Homeowner Equipment Breakdown Coverage?
Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
Read Full Article Do I Need Personal Umbrella Insurance?
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article Do I Need Renter Insurance?
Back of young man's head, holding a cellphone at the scene of an accident.
Does a Liability Only Personal Auto Policy Provide Enough Coverage?
Read Full Article Does a Liability Only Personal Auto Policy Provide Enough Coverage?
Person reaching into a car window to grab a backpack.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article Does Auto Insurance Cover Vandalism to My Vehicle?
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article Does Installing a Home Security System Impact My Insurance?
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article Does My Business Need Business Income and Extra Expense Coverages?
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article Does My Business Need Commercial Umbrella Insurance?
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article Does My Home Insurance Policy Cover Flood Damage?
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article Does My Renter Insurance Cover My Roommate?
Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
Read Full Article Don't Mix Alcohol with Driving
Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
Read Full Article Fair and Festival Safety
Woman giving daughter driving lesson.
Helping Teenage Drivers
Read Full Article Helping Teenage Drivers
Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article Holiday Driving Safety Tips
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article Holiday Light Safety
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
Read Full Article How Can I Find Out if My Vehicle is Part of a Safety Recall?
Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article How Can I Protect My Workers From Heat Illness?
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article How Does a Commercial Umbrella Policy Work?
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Read Full Article How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
Read Full Article How Should I Prepare for a Loss Control Consultation Visit?
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
Read Full Article How to Check if There's Hail Damage to Your Roof
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
Read Full Article How to Prepare for a Power Outage Caused by a Storm
Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
Read Full Article How to Safely Transport a Christmas Tree
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article If My Equipment Is Stolen From a Job Site, Is It Covered?
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article It's About Time to Take Down Those Holiday Lights
Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
Read Full Article Motorcycles and Other Vehicles: Tips for Sharing the Road
Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
Read Full Article My Parked Car Was Dented, What Should I Do?
Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
Read Full Article Preventing Slips, Trips, and Falls in the Workplace
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Read Full Article Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Sun-lit playground equiptment.
Staying Safe While Having Fun: Playground Safety Tips
Read Full Article Staying Safe While Having Fun: Playground Safety Tips
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article Summer Parties and Social Host Liability
View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
Read Full Article Time to Replace Your Windshield Wipers?
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article Tips for Deicing Your Driveway
A group of young men in flannel shirts near a tent, grilling
Tips for Safe Tailgating at the Game
Read Full Article Tips for Safe Tailgating at the Game
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article Tips to Prevent Chimney Fires
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article Turkey Fryer Safety Tips
An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
Read Full Article What Does It Mean to Bind an Insurance Policy?
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article What Does Uninsured Motorist and Underinsured Motorist Mean?
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article What is an Additional Insured?
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article What is Cyber Liability Insurance?
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article What is Employee Benefits Liability Coverage?
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article What is Loss Control?
Two people shaking hands in front of a construction site.
What Is Surety?
Read Full Article What Is Surety?
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article What is "Replacement Cost"?
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article What is the Best Way to Report My Claim?
Person using a circular saw to cut stone-link material with a cloud of white dust.
What is the OSHA Crystalline Silica Rule?
Read Full Article What is the OSHA Crystalline Silica Rule?
Construction worker in a yellow hard hat.
What is Workers’ Compensation?
Read Full Article What is Workers’ Compensation?
Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Read Full Article What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
Read Full Article What Should I Do If My Car Breaks Down?
Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
Read Full Article What Should I Do If My Windshield Gets Chipped?
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
Read Full Article What to Do if You're in an Auto Accident
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article What's an Ice Dam?
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article When Should I Replace My Holiday Lights?
Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
Read Full Article Why Choose an Independent Insurance Agent?
Teen boy driving car with father in passenger seat.
Young Drivers and Car Ownership: What You Need to Know
Read Full Article Young Drivers and Car Ownership: What You Need to Know

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