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The Western Source logo
Vehicle driving on road covered in leaves
Slippery Leaves & More: Quick Tips on Fall Driving

Every season presents its own challenges on the roads, but fall is one season that often gets overlooked.

Read Full Article
Western Source logo
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm

Power outages can occur at any time of the year, during winter blizzards, spring rains, or summer thunderstorms. Here are a few steps you can take to prepare for a power outage.

Read Full Article
Western Source logo
Three employees wearing safety helmets and face masks gather around a tablet to read information together.
Does My Business Need an Employee Safety Program?

The workplace can pose certain risks whether you work in construction, web design, retail, or manufacturing. The best way to avoid workplace injuries is to have a good employee safety program in place.

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Man cleaning leaves out of the gutters of his home.
4 Steps to Winter Home Protection
Read Full Article
...
5 Ways to Keep From Driving Drowsy
Read Full Article
...
6 Ways to Protect Yourself Against Auto Theft
Read Full Article
...
6 Ways to Stay Safer Around Your Swimming Pool
Read Full Article
...
7 Tips for Safe "Trick-or-Treating"
Read Full Article
...
9 Things to Remember When Using the Snow Blower
Read Full Article
...
10 Tips for Grilling Safety
Read Full Article
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article
...
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article
...
An Employee Has Been Injured at My Business. What Should I Do?
Read Full Article
...
Are Your Home Limits Accurate?
Read Full Article
...
As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Read Full Article
...
Ask Claims: Property in Storage
Read Full Article
...
Auto Insurance Discounts for Students
Read Full Article
...
Avoiding / Minimizing Deer-Related Crashes
Read Full Article
...
Boat Towing Safety Tips
Read Full Article
...
Bonfire Safety
Read Full Article
...
Buying a New Home? Consider These Insurance Factors
Read Full Article
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article
...
Can I Buy Renter Insurance if I’m renting a House or Condo?
Read Full Article
Woman looking down at her cellphone while driving.
Cellphones and Driving
Read Full Article
Icicles on eaves of house.
Common Sources of Winter Claims
Read Full Article
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article
Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
Read Full Article
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article
Back of young man's head, holding a cellphone at the scene of an accident.
Does a Liability Only Personal Auto Policy Provide Enough Coverage?
Read Full Article
Back of young man's head, holding a cellphone at the scene of an accident.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article
Three employees in jumpsuits and safety gear examining safety protocols on a tablet.
Does My Business Need an Employee Safety Program?
Read Full Article
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article
Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
Read Full Article
Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
Read Full Article
Bicyclists and vehicles on a busy city street.
5 Tips for Sharing the Road with Bicyclists
Read Full Article
Man working on project in his home garage.
Garage Safety
Read Full Article
Meat being cooked over a gas grill.
Gas Grill Safety
Read Full Article
Cooking pan engulfed in flames.
Grease Fires - What to Do When They Happen and How to Prevent Them
Read Full Article
Woman giving daughter driving lesson.
Helping Teenage Drivers
Read Full Article
Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article
A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
Read Full Article
Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
Read Full Article
Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article
Man wearing a hard hat and tool belt with work vehicle in the background.
How Do I Find a Reliable Contractor After a Loss?
Read Full Article
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article
Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Read Full Article
Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
Read Full Article
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article
Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
Read Full Article
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
Read Full Article
Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
Read Full Article
Close-up of woman working on laptop.
Identity Theft
Read Full Article
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article
Close-up of hanging file folders labeled Insurance, Fraud, Claims, and Under Investigation, respectively.
Is Insurance Fraud Still a Problem?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article
Father buckling his baby into a carseat in the back of a vehicle.
Kids and Car Safety
Read Full Article
Close-up of woman hugging black dog.
Let Sleeping Dogs Lie: 4 Tips for Avoiding Dog Bites
Read Full Article
Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
Read Full Article
Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
Read Full Article
A person holding three large hail stones in their hand.
Preparing Your Home for a Hailstorm
Read Full Article
Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
Read Full Article
Red bicycle locked to pole with heavy-duty black bike lock.
Protecting Your Bike From Theft
Read Full Article
Close-up of deployed airbags.
Reduce Your Air Bag Risk
Read Full Article
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article
Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
Read Full Article
Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
Read Full Article
A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
Read Full Article
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article
Sun-lit playground equiptment.
Staying Safe While Having Fun: Playground Safety Tips
Read Full Article
Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Read Full Article
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article
...
Card title
Read Full Article
Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
Read Full Article
View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
Read Full Article
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article
A group of young men in flannel shirts near a tent, grilling
Tips for Safe Tailgating at the Game
Read Full Article
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article
House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
Read Full Article
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article
An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
Read Full Article
Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
Read Full Article
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article
Family of three standing in front of two-story home.
What is Radon and Should I Test My Home for it?
Read Full Article
Soapy water being pushed across a floor with with a wet broom.
What is "Sewer Backup"?
Read Full Article
Two people shaking hands in front of a construction site.
What Is Surety?
Read Full Article
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article
Person using a circular saw to cut stone-link material with a cloud of white dust.
What is the OSHA Crystalline Silica Rule?
Read Full Article
Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
Read Full Article
Construction worker in a yellow hard hat.
What is Workers’ Compensation?
Read Full Article
Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Read Full Article
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
Read Full Article
Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
Read Full Article
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
Read Full Article
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article
Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
Read Full Article
Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Read Full Article
Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
Read Full Article
Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
Read Full Article
Teen boy driving car with father in passenger seat.
Young Drivers and Car Ownership: What You Need to Know
Read Full Article
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article
...
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article
...
Are Your Home Limits Accurate?
Read Full Article
...
Ask Claims: Property in Storage
Read Full Article
...
Buying a New Home? Consider These Insurance Factors
Read Full Article
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article
Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
Read Full Article
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article
Back of young man's head, holding a cellphone at the scene of an accident.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article
Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
Read Full Article
Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
Read Full Article
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article
Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
Read Full Article
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
Read Full Article
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article
Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article
Close-up of hanging file folders labeled Insurance, Fraud, Claims, and Under Investigation, respectively.
Is Insurance Fraud Still a Problem?
Read Full Article
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article
An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
Read Full Article
Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
Read Full Article
Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
Read Full Article
Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
Read Full Article
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article
Two people shaking hands in front of a construction site.
What Is Surety?
Read Full Article
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article
Construction worker in a yellow hard hat.
What is Workers’ Compensation?
Read Full Article
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article
Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
Read Full Article
Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
Read Full Article
...
4 Steps to Winter Home Protection
Read Full Article
...
6 Ways to Stay Safer Around Your Swimming Pool
Read Full Article
...
9 Things to Remember When Using the Snow Blower
Read Full Article
...
10 Tips for Grilling Safety
Read Full Article
...
An Annual Homeowner Insurance Checkup is the Best Medicine for Your Financial Health
Read Full Article
...
Are Your Home Limits Accurate?
Read Full Article
...
As You Head Out for Vacation, Protect Your Home and Your Identity Against Burglars
Read Full Article
...
Ask Claims: Property in Storage
Read Full Article
...
Bonfire Safety
Read Full Article
...
Buying a New Home? Consider These Insurance Factors
Read Full Article
...
Can I Buy Renter Insurance if I’m renting a House or Condo?
Read Full Article
Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
Read Full Article
Couple moving a box.
Do I Need Renter Insurance?
Read Full Article
Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
Read Full Article
Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
Read Full Article
Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
Read Full Article
Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
Read Full Article
Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
Read Full Article
Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
Read Full Article
Man working on project in his home garage.
Garage Safety
Read Full Article
Meat being cooked over a gas grill.
Gas Grill Safety
Read Full Article
Cooking pan engulfed in flames.
Grease Fires - What to Do When They Happen and How to Prevent Them
Read Full Article
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
Read Full Article
Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
Read Full Article
Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
Read Full Article
Man wearing a hard hat and tool belt with work vehicle in the background.
How Do I Find a Reliable Contractor After a Loss?
Read Full Article
Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
Read Full Article
Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
Read Full Article
Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
Read Full Article
A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
Read Full Article
Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
Read Full Article
Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
Read Full Article
Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
Read Full Article
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article
Red bicycle locked to pole with heavy-duty black bike lock.
Protecting Your Bike From Theft
Read Full Article
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
Read Full Article
Diverse group of friends sitting in a living room, clinking glasses together in a toast.
Social Hosting & Liquor Liability
Read Full Article
Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
Read Full Article
Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
Read Full Article
Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
Read Full Article
Ice covered blacktop.
Tips for Deicing Your Driveway
Read Full Article
Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
Read Full Article
House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
Read Full Article
House and trees on fire.
Turkey Fryer Safety Tips
Read Full Article
Close up of a person using a calculator.
What is "Replacement Cost"?
Read Full Article
Family of three standing in front of two-story home.
What is Radon and Should I Test My Home for it?
Read Full Article
Soapy water being pushed across a floor with with a wet broom.
What is "Sewer Backup"?
Read Full Article
Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
Read Full Article
Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
Read Full Article
Close-up of icicles on gutters of house.
What's an Ice Dam?
Read Full Article
Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
Read Full Article
...
5 Ways to Keep From Driving Drowsy
Read Full Article
...
6 Ways to Protect Yourself Against Auto Theft
Read Full Article
...
A Golf Ball Hits My Car, Who Pays?
Read Full Article
...
Auto Insurance Discounts for Students
Read Full Article
...
Avoiding / Minimizing Deer-Related Crashes
Read Full Article
...
Boat Towing Safety Tips
Read Full Article
...
Buying vs. Leasing a Car – Does It Impact My Insurance?
Read Full Article
Woman looking down at her cellphone while driving.
Cellphones and Driving
Read Full Article
Close up of the front of a red car.
Do Drivers of Red Cars Really Pay More for Auto Insurance?
Read Full Article
Back of young man's head, holding a cellphone at the scene of an accident.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
Read Full Article
Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
Read Full Article
Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
Read Full Article
Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
Read Full Article
Bicyclists and vehicles on a busy city street.
5 Tips for Sharing the Road with Bicyclists
Read Full Article
Woman giving daughter driving lesson.
Helping Teenage Drivers
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Happy family of four in a vehicle.
Holiday Driving Safety Tips
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A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
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Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
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A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
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Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
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Father buckling his baby into a carseat in the back of a vehicle.
Kids and Car Safety
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Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
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Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
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Close-up of deployed airbags.
Reduce Your Air Bag Risk
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Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
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Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
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A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
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View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
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Two people standing at the scene of an accident, examining a crash.
What Does No-Fault Insurance Mean?
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Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
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Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
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Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
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Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
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Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
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Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
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Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
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Woman stepping out of car after colliding with another vehicle, which can be seen in the background.
Will My Auto Insurance Cover an Accident if Another Person is Driving My Car?
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Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
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Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
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...
An Employee Has Been Injured at My Business. What Should I Do?
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Three employees in jumpsuits and safety gear examining safety protocols on a tablet.
Does My Business Need an Employee Safety Program?
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Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
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Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
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Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
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Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
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Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
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Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
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Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
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Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
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Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
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Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
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Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
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Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
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Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
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Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
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Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
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Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
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Close-up of business person working on laptop which displays a cyber security screen.
Does My Small Business Need Cyber Liability Coverage?
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Close-up of woman working on laptop.
Identity Theft
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Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
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...
4 Steps to Winter Home Protection
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...
6 Ways to Stay Safer Around Your Swimming Pool
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...
7 Tips for Safe "Trick-or-Treating"
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...
9 Things to Remember When Using the Snow Blower
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...
10 Tips for Grilling Safety
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...
Avoiding / Minimizing Deer-Related Crashes
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Boat Towing Safety Tips
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...
Bonfire Safety
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Icicles on eaves of house.
Common Sources of Winter Claims
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Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
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Meat being cooked over a gas grill.
Gas Grill Safety
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Happy family of four in a vehicle.
Holiday Driving Safety Tips
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Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
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Close-up of house key inserted into lock of home's front door.
How Can I Protect My Home During Spring Break?
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Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
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Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
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Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
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String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
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A person holding three large hail stones in their hand.
Preparing Your Home for a Hailstorm
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Cars on highway covered in leaves.
Slippery Leaves & More: Quick Tips on Fall Driving
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A person riding a snowmachine through the snow in a mountainous area.
Snowmobile Safety
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Person relaxing in front of a cozy fire in their fireplace at home.
Staying Warm and Safe: Space Heater, Fireplace, and Central Heating System Safety
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Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
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Customer and bicycle shop employee examining a bicycle together.
Thinking About Buying a New Bicycle?
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Ice covered blacktop.
Tips for Deicing Your Driveway
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Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
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House and trees on fire.
Top 10 Ways to Protect Your Home From Wildfire
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House and trees on fire.
Turkey Fryer Safety Tips
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Woman in winter hat and coat looking out over snowny scene in front of house.
What is The Polar Vortex and How Do I Prepare My Home For It?
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Close-up of icicles on gutters of house.
What's an Ice Dam?
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String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
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Close-up of icy winter scene with car with head lights on visable in the background.
Winter Driving and Survival Tips
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Line of vehicles in traffic on snow-covered road.
Winter Weather: How to Stay in Control Behind the Wheel
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...
6 Ways to Protect Yourself Against Auto Theft
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...
10 Tips for Grilling Safety
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...
A Golf Ball Hits My Car, Who Pays?
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...
An Employee Has Been Injured at My Business. What Should I Do?
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...
Are Your Home Limits Accurate?
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...
Ask Claims: Property in Storage
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...
Auto Insurance Discounts for Students
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...
Boat Towing Safety Tips
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...
Bonfire Safety
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...
Buying vs. Leasing a Car – Does It Impact My Insurance?
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...
Can I Buy Renter Insurance if I’m renting a House or Condo?
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Icicles on eaves of house.
Common Sources of Winter Claims
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Close-up of person using a wrench to work on a water heater.
Do I Need Homeowner Equipment Breakdown Coverage?
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Close up of a cellphone with 9-1-1 on call screen.
Do I Need Personal Umbrella Insurance?
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Couple moving a box.
Do I Need Renter Insurance?
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Back of young man's head, holding a cellphone at the scene of an accident.
Does a Liability Only Personal Auto Policy Provide Enough Coverage?
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Back of young man's head, holding a cellphone at the scene of an accident.
Does Auto Insurance Cover Theft of Personal Property in a Vehicle?
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Close-up of vehicle with smashed windshield with woman on the phone in the background.
Does Auto Insurance Cover Vandalism to My Vehicle?
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Red and white striped circular life preserver floating in a pool.
Does Having a Swimming Pool Make it More Difficult to Insure My Home?
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Over-the-shoulder view of woman entering code into wall-mounted home security system panel
Does Installing a Home Security System Impact My Insurance?
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Close up of large pothole on a city street.
Does My Auto Insurance Policy Cover Damage Caused by Potholes?
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Calculator and balance sheet.
Does My Business Need Business Income and Extra Expense Coverages?
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Two businesspeople shaking hands.
Does My Business Need Commercial Umbrella Insurance?
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Severe flooding in front of a house up to windows, nearly covering a 20 mph speed limit sign.
Does My Home Insurance Policy Cover Flood Damage?
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Close up of two people scratching a dog's head.
Does My Homeowner Insurance Cover Me if My Dog Bites My Neighbor?
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Young family packing suitcases and belongings into a vehicle.
Does My Insurance Cover My Personal Property if I Bring It on Vacation?
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Two young women unpacking a box together.
Does My Renter Insurance Cover My Roommate?
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Close-up of three people clinking their beer bottles together.
Don't Mix Alcohol with Driving
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Looking up at chair swing carousel ride full of riders.
Fair and Festival Safety
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Woman giving daughter driving lesson.
Helping Teenage Drivers
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Happy family of four in a vehicle.
Holiday Driving Safety Tips
Read Full Article
Father and daughter hug in front of decorated holiday tree.
Holiday Light Safety
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Group of four friends eating, drinking, and laughing together in a home.
Hosting a Party? Be Aware of Your State's Social Host Liability Statutes
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A female mechanic bent over while examining vehicle engine.
How Can I Find Out if My Vehicle is Part of a Safety Recall?
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Construction worker in protective hear drinking from a water bottle.
How Can I Protect My Workers From Heat Illness?
Read Full Article
Close-up of two business people reviewing a notes.
How Does a Commercial Umbrella Policy Work?
Read Full Article
Row of vehicles at a car dealership.
How Does the Type of Vehicle I Drive Affect My Insurance Rate?
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Man with a screwdriver checkign smoke alarm on ceiling.
How Often Do I Need to Replace My Smoke Alarm (Not Just the Batteries)?
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Man in hard hat and safety vest standing in industrial setting.
How Should I Prepare for a Loss Control Consultation Visit?
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Female business owner in one-on-one meeting with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Business Insurance Policies?
Read Full Article
A couple seated at a table with an independent insurance agent.
How Should I Prepare for a Meeting with My Agent for My Personal Insurance Policies?
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Man on ladder inspects the roof of his home.
How to Check if There's Hail Damage to Your Roof
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A picture containing dark sky with lightening striking a power line.
How to Prepare for a Power Outage Caused by a Storm
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Close up of a baled pine tree tied to a roof of a vehicle.
How to Safely Transport a Christmas Tree
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Young woman teaching a girl to play trumpet, looking at music.
If I Casually Teach Music Lessons in My Home, Do I Need Business Insurance?
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Surburban home with bay window and two car garage.
If I Rent Out My House Through a Service like AirBnB, How Does it Impact My Insurance Coverage?
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Bicycle chained up outdoors to a metal fence.
If My Bike Is Stolen, Is It Covered by My Homeowner or Renter Policy?
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Close up of a security camera overlooking a construction site.
If My Equipment Is Stolen From a Job Site, Is It Covered?
Read Full Article
Individual scraping and shoveling ice from a driveway.
If Someone Slips on an Icy Sidewalk in Front of My Home or My Business, Am I Liable?
Read Full Article
String of colorful lights hung along the edge of a roof on a house.
It's About Time to Take Down Those Holiday Lights
Read Full Article
Driver with hands on wheel and a motorcycle in front of them on the road.
Motorcycles and Other Vehicles: Tips for Sharing the Road
Read Full Article
Close up of dented bumper on a vehicle.
My Parked Car Was Dented, What Should I Do?
Read Full Article
Yellow Caution - Wet Floor Sign in the foreground with a man mopping a warehouse floor in the background.
Preventing Slips, Trips, and Falls in the Workplace
Read Full Article
Couple packing up their belongings into cardboard boxes.
Should I Buy Renter Insurance Before I Move or After I’m Moved in?
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Close up of a cellphone with 9-1-1 on call screen.
Should I Call 9-1-1 to Report a Reckless or Distracted Driver?
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Sun-lit playground equiptment.
Staying Safe While Having Fun: Playground Safety Tips
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Four individuals clinking glasses together over a picnic table.
Summer Parties and Social Host Liability
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View of rain on vehicle windshield and windshiled wipers from the back seat of the vehicle.
Time to Replace Your Windshield Wipers?
Read Full Article
Ice covered blacktop.
Tips for Deicing Your Driveway
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A group of young men in flannel shirts near a tent, grilling
Tips for Safe Tailgating at the Game
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Close up birds sitting on snowy brick chimney top.
Tips to Prevent Chimney Fires
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House and trees on fire.
Turkey Fryer Safety Tips
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An Independent Insurance Agency and policyholder shaking hands.
What Does It Mean to Bind an Insurance Policy?
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Over-the-shoulder view of man driving a vehicle.
What Does Uninsured Motorist and Underinsured Motorist Mean?
Read Full Article
Two drivers looking at their respective phones after being involved in a car accident with each other.
What Happens If I’m in an Auto Accident and My Story Doesn’t Match the Other Driver’s Story?
Read Full Article
Closeup of a dictionary entry for Additional Insured.
What is an Additional Insured?
Read Full Article
Close-up of a business person working on a laptop which displays a cyber security screen.
What is Cyber Liability Insurance?
Read Full Article
Close-up of a person filling out a benefits application.
What is Employee Benefits Liability Coverage?
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Business owner reviewing factory floor safety with a Loss Control Specialist.
What is Loss Control?
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Two people shaking hands in front of a construction site.
What Is Surety?
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Close up of a person using a calculator.
What is "Replacement Cost"?
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Person on the phone with two cars in the background.
What is the Best Way to Report My Claim?
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Person using a circular saw to cut stone-link material with a cloud of white dust.
What is the OSHA Crystalline Silica Rule?
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Construction worker in a yellow hard hat.
What is Workers’ Compensation?
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Blury cars driving on mountain road visable from a behind a vehicle's rainy windshield.
What Should I Do If I’m Driving in a Thunder or Lightning Storm?
Read Full Article
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What Should I Do If My Car Breaks Down?
Read Full Article
Close-up of chip in a vehicle's windshield.
What Should I Do If My Windshield Gets Chipped?
Read Full Article
Woman sitting in her vehicle, looking distressed, and talking on phone after being involved in a car accident.
What to Do if You're in an Auto Accident
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Close-up of icicles on gutters of house.
What's an Ice Dam?
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Exterior shot of a block of condos on a sunny day.
What’s the Difference Between a Homeowner and a Condo Unit Owner Policy?
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String of colorful lights hung along the edge of a roof on a house.
When Should I Replace My Holiday Lights?
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Couple meeting with an independent insurance agent.
Why Choose an Independent Insurance Agent?
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Teen boy driving car with father in passenger seat.
Young Drivers and Car Ownership: What You Need to Know
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